Planning a dream travel trip can be an exciting and overwhelming experience. With careful planning, a dream trip can be made safe and enjoyable. For those planning a trip to an international destination, Bank of America can help make the process easier with some useful advice.
From security tips and obtaining a passport to exchanging currency and navigating foreign countries, Bank of America has gathered helpful tips to make the experience easy and safe. Additionally, Bank of America customers can enjoy exclusive rates and discounts abroad with their Bank of America cards and when transferring funds.
Create a Travel Plan
Now that you’ve done all the research for your Bank of American International Travel, it’s time to create a travel plan. This plan act as a roadmap for your vacation before you even step foot in the destination. Many travelers make the mistake of not putting one together or not researching their destination well enough. Creating a travel plan reduces stress and makes your trip more enjoyable. Here’s how you can create your travel plan:
Find Accommodations
Before you finalize your trip, research and make arrangements at least 2 months in advance. This can help you get the best rate. Book your accommodations at least 3 weeks in advance, depending on the distance and cost. Your accommodation can be a vacation rental, a hotel, hostel, or camping spots.
Airport and Transportation Planning
Research transportation options at your destination. Look for the best option that fits your budget and travel style. This could include taking the subway, a rental car, taxi, or a map. Make sure to prepared your passport with a valid visa before check-in at the airport.
Organize Your Packing List
Make a list of all the items you need to pack for the trip. This will save you time and prevent any unnecessary packing. In addition, include items that you need for the changeable weather, toiletries, and other travel documents. Here’s a general list you can use:
- Clothing
- Sunscreen
- Toiletries
- Meds, vitamins, and supplements
- Blankets and pillows for the trip
- Chargers
- Power adapter
- Earplugs
- Money and Credit Cards
Tips for Staying Safe
As a Bank of America International Traveler, preparing ahead of time is key. It’s important to research laws and safety protocols at the area you plan to go. In addition, don’t forget to speak with your bank about the necessary withdrawals, travel alerts, and your credit limit.
Conclusion
You’re now ready to go on your Bank of America international trip. Create a Travel Plan and prepare yourself physically and mentally for your trip. Be sure to follow the tips outlined above for a secure and enjoyable dream trip.
Affordable Worldwide Coverage with Global Assist®
Bank of America Global Assist® offers affordable coverage to ensure that your dream foreign trips are as hassle-free and secure as possible. With extensive coverage for multiple countries, you can benefit from a wide range of features and services that provide comprehensive, worldwide protection.
From roadside assistance to medical referrals and more, Global Assist® can help you take all the worry out of foreign travel. With 24/7 service from experienced professionals, you can cruise through your trips without worry.
What is Covered?
Global Assist® coverage includes:
- 24/7 roadside assistance and emergency transportation in over 180 countries
- Emergency medical and dental referrals
- Lost passport and document replacement services
- Emergency cash transfers
- Destinations services and concierge services
Secure Your Dream Trip with Bank of America Global Assist®
No matter where in the world you go, Bank of America Global Assist® coverage provides you with worldwide health, security, and emergency assistance services. With Global Assist®, you can travel with confidence knowing that help is just a phone call away.
For more information on how Bank of America Global Assist® coverage can make your dream vacation worry-free, contact Bank of America today.
Learn About Taxes, Fees and Exchange Rates
Travelling can be an exciting and enriching experience, but managing finances while travelling abroad could be daunting. If you are a Bank of America customer planning to take a trip abroad, it is important to know the taxes, fees, and exchange rates associated with international transactions. Knowing this information can help you get the most from your travel experience.
Types of Taxes
Depending on the country you plan to travel to, the type of taxes you will need to pay may vary. Some countries charge a flat percentage of the total purchase amount on all goods and services consumed, while others may have different taxes for different businesses and services. Knowing what taxes to expect from the country you are travelling to is the first step in managing your finances.
Fees Associated with Foreign Transactions
In addition to taxes, many countries also charge fees for foreign transactions. For example, a transaction fee may be levied by the Bank of America when you make international purchases in foreign currency. Additionally, credit card companies may charge fees for international purchases. These fees can add up quickly, so it pays to research all the fees involved for your destination before you begin your trips.
Exchange Rates
The exchange rate for any two countries is an important factor when it comes to handling finances while travelling. Exchange rates can vary between banks and countries and also depend on the day and time of your transaction. It is important to understand the current exchange rate before purchasing items in a foreign currency or making transactions with your foreign bank account.
Tips for Secure Foreign Travel with Bank of America
- Know the taxes and fees associated with international transactions and foreign currencies
- Research exchange rates, especially for the destination you are travelling to
- Use Bank of America’s international travel services to make payments and withdraw cash while abroad
- Enable fraud protection on your Bank of America account to secure your finances
- Secure a travel credit card from Bank of America to cover any unexpected costs while abroad
Bank of America provides a range of services to help make international travel more secure. Understanding the taxes, fees, and exchange rates associated with international transactions can help you get the most from your travel experience and secure your dream trip with Bank of America.
Keeping You and Your Money Safe During Foreign Travel
Planning a dream trip abroad starts with taking preventive measures to protect yourself from unscrupulous actors and potential theft. When it comes to foreign travel, leaving your home country carries extra risks with it. Nothing’s worse than rushing back from the beach to find that you’ve been a victim of fraud!
If you’re planning on taking an exciting journey with Bank of America, here are a few tips to ensure that you, your money, and your dreams are all kept safe and sound.
Get Savvy About Security
- Steer clear from pickpockets. Many travelers fall prey to theft, especially in larger, more crowded cities, so always be aware of your surroundings.
- When using public Wi-Fi, it’s important to never enter your Bank of America login details in any form. Trust only secure networks and always be conscious of logging in to your Bank of America account.
- Similarly, avoid using debit cards at public ATMs that may be tampered with, and opt for ATMs located in banks instead. It also helps to research bank rules and fees ahead of time.
Stay Protected With Travel Insurance
Investing in travel insurance can be a lifesaver and may provide a little extra assurance during your trip. Many travel credit cards offer coverage and can provide reimbursement for travel mishaps. Travel insurance can be a relatively inexpensive option but will depend on the type of insurance you’re looking for.
Keep Your Money Secure
When traveling, it’s important to keep your belongings close and secure. Bring only what you need and limit the amount of cash and other valuables you have with you. Also think about setting up account alerts in advance with Bank of America. That way, you can keep an eye on your account activity while you’re out of the country.
Bank of America offers helpful security measures to help you protect your dream trip abroad. So take the time to plan ahead for your dream trip — by staying aware, smart, and prepared, you can ensure you and your money are safe and sound in blissful foreign lands.
Secure Your Dream Trip with These Tips
Taking a Bank of America card abroad can help you make secure purchases and track spending, which sets it apart from many other credit cards. Further, perks such as double points and waived foreign transaction fees add further value for frequent travelers. From enjoying the protective benefits to taking advantage of the many rewards, with the right tips and understanding of your Bank of America card, your dream trip abroad can become a reality.
Finally, travelers should always be vigilant and stay updated on their transactions and use common-sense security measures such as limiting the number of cards taken on a single trip to keep their data safe. With these considerations, Bank of America carrying travelers can be sure their dream trip abroad is safe and secure.
